Savings Products

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A membership requirement at P5,000 (10 shares @ Php 500/share) per member. The deposit will earn interest on Share Capital (dividend) annually.

Initial Paid-up Capital: P1,500.00 (3 Shares)

Dividend Rate: As declared during Annual General Assembly

A requirement for all GCCC members. It is a liquid savings account with no contractual maturity and can be withdrawn anytime. 

Initial Deposit & Maintaining Balance: P500.00

Interest Rate: 3.00% per annum (Tax-Free)

Interest Crediting: Monthly

 A High-Yield Savings Account (HYSA) for cooperative members who would like to set aside funds for emergency purposes.

Minimum Placement: None

Interest Rates: 5.00% per annum (Tax-Free) 

Interest Crediting: Monthly

 A long term affordable savings program that provide competitive interest rate for members:

Initial Placement: P500

Minimum Top-up Amount: P500

Placement Period: 5 Years (Locked-in)

Interest Rates: 8.00% fixed per annum

Interest Payment: Annually and with option to re-invest interest income

Pre-termination: Forfeits 25% of accumulated interests for early termination

 Minimum Placement: P10,000

Placement Period: 30 - 365 Days

Interest Rates: 7.00% - 10.50% per annum (tax-free)

Interest Payment: Maturity Date

Evidenced by: Certificate of Deposit

 Minimum Placement: P10,000 

Placement Period: 1 Year / 3 Year / 5 Year 

Interest Rates: 8% - 12% per annum (tax-free) 

Interest Payment: Monthly

Evidenced by: Certificate of Deposit